It depends on where you live. Tinder's Terms of Use give subscribers in a list of US states, and in Israel, a short window to cancel without penalty or obligation. The deadline is midnight of the third business day after the day you subscribed. If you subscribed with your Apple ID, the refund request goes to Apple, not Tinder.

Where the three-day rule applies

The Terms name states in three parts of the country. In the West they are Arizona, California and Colorado. In the Midwest they are Illinois, Iowa, Minnesota, Ohio and Wisconsin. On the East Coast they are Connecticut, New York, North Carolina and Rhode Island.

Outside the United States, the same wording covers subscribers in Israel.

If you live somewhere else, this part of the Terms is not yours. Tinder's Terms carry other refund wording for other places, including a 14-day right to a full refund for subscribers in the EU, the EEA, the UK and Switzerland. Read the part written for where you live.

How the business days count

Business days are weekdays, so a weekend does not use up your window. The count starts on the day after you subscribe.

Take a man who subscribes on a Friday evening. Monday is the first business day after that. Tuesday is the second, and Wednesday is the third. He has until midnight at the end of Wednesday to cancel without penalty.

A man who subscribes on a Monday has less room than he thinks. Tuesday, Wednesday and Thursday are his three business days, so his deadline is midnight at the end of Thursday.

If you are not sure which day you subscribed, check the date on the receipt rather than guessing from memory. Late-night purchases are the easy ones to misplace by a day.

Whichever day it is, do not cut it fine. Cancel early in the window, while there is nothing to argue about.

Who handles it when you paid through Apple

The Terms add one important line. If you subscribed with your Apple ID, refund requests are handled by Apple, not by Tinder. Tinder says Apple handles all refunds and cancellations for Tinder purchases made through the App Store, so you start at Apple Support.

The same logic applies to Google Play. Tinder says Google handles refunds and cancellations for purchases made through Google. For a plan bought from Tinder directly, with an order number starting with TNDR, you deal with Tinder.

Either way, cancel the subscription itself with the same company. A refund request and a cancellation are two different things, and a plan renews automatically until it is cancelled.

Three days is too short to judge results

The three days are not a trial. No paid plan shows you what it can do for your matches in that time, and judging it that quickly leads to one of two bad calls. You keep a plan because one good evening felt like proof. Or you drop one because a slow Tuesday felt like failure.

So use the window for a different question. Why did you buy it, and will you put in the time it needs?

A plan bought on impulse after a quiet week is the one worth a second look. So is a plan on an account whose first photo is a dim shot cropped from a group. Paying will show that photo to more women without making it any better, and the money goes to waste.

The question worth answering in three days

a dating coach's argument for paying is about time. A paid tier can save you hours on the app, and if you earn a decent living, he thinks that trade is probably worth making. He also points out that the apps have little reason to show an account that rarely logs on.

That gives you a simple test inside the three days. Look at your week and ask when you will actually use the plan. If you can name the evenings, keep it. If you cannot, cancel before the deadline and try again in a month when you have the time.

If you keep it

Keeping the plan past the three days is not a mistake. It just means the real test starts now.

Write down your matches and your conversations that went somewhere for the first month. Use the plan on the evenings you named. When the renewal date comes, compare. If the numbers moved, the plan earned its place. If they did not, cancel before it renews and put the effort into your first photo and your opening line instead.