Joining FarmersOnly costs nothing, and a free standard membership lets you browse, search and send flirts. Premium is the paid level. It is sold as a monthly plan, with discounted three-month and six-month options, and it is what lets you send and receive personal messages. The exact prices are shown when you check out and they change, so read them there rather than trusting a number in an article.

What you get for free

Creating a standard membership is free. A free member can browse pages, use search, and send flirts. He cannot send or read personal messages without upgrading.

That is the line to remember. For a man who wants to talk to women, the free level lets you look and signal, and the paid level lets you talk.

What premium adds

Premium adds the ability to send and receive unlimited personal messages, and it also shows you members' status and last visit date. The second piece is more useful than it sounds. Seeing when a woman was last on the site tells you whether she is active, so you can spend your effort on women who are actually there.

It comes as a monthly plan, with cheaper per-month rates if you commit to three months or six months.

The add-ons

Gold Status and the FarmPhone texting service are separate paid monthly add-ons that sit on top of premium. They are optional.

Do not start with them. Gold Status lets a premium member's messages be read and answered by standard members, which matters mainly if you are writing to a lot of free members. FarmPhone is a texting service. Neither is needed to find out whether the site works for you.

Renewal and cancelling

Premium renews by itself unless you cancel first. FarmersOnly says a member can cancel on his own at any time.

So set yourself a reminder before the first renewal date. A man who forgets pays for another period of a service he stopped using. If you decide it is not working, cancel before the renewal, not after.

How you can pay

FarmersOnly accepts credit or debit card, prepaid card, PayPal, or money order. The iPhone app is free to download, with in-app purchases for memberships and boosts, so a purchase made there goes through the app store instead.

How to spend as little as possible

A fair way to test the site without wasting money:

First, join for free and fill in your page properly. Use good photos that show you in your own world and write a few plain sentences about what you do.

Second, look at who is around. Browse and search near where you live. If there are only a handful of women within an hour of you and few of them look active, that is your answer, and you have paid nothing.

Third, send flirts to women you actually want to meet, and see who notices. Replies to flirts tell you the area is alive.

Fourth, only then pay, and start with the monthly plan instead of the cheapest six-month rate. The longer plan costs less per month, but you pay for all of it up front, and a man who has not yet had a reply should not commit to half a year. If the first month goes well, a longer plan is a sensible next step.

Is premium worth it

That depends on one thing: women near you who answer.

If you send a good first message to ten active women and three reply, premium has paid for itself in conversations. If you send the same message to ten and nobody answers, the cause is usually your photos or your opener, and a longer plan will not fix it. Improve those first.

The money is small next to what a good date is worth, but only if it leads to dates. Pay for the ability to talk to women, then use it quickly. Aim for a plan to meet within a week or so of a good conversation. A man who pays for messages and chats for a month without ever suggesting a coffee has bought nothing.

The short version

FarmersOnly is free to join and free to browse, search and flirt. Premium, sold monthly with discounted three-month and six-month plans, is what allows personal messages and shows members' status and last visit date. Gold Status and FarmPhone are optional paid add-ons. Subscriptions renew automatically and you can cancel on your own at any time. Test it free, start with the monthly plan, and set a reminder before renewal.